is a website launched for providing home loans to clients and offers Veterans Affairs (VA), USDA and Federal Housing Administration (FHA) loans. They do not ask for a down payment on the purchase of homes. USDA loans provided by this company are guaranteed by the US Department of Agriculture and insured by FDIC. Mortgage insurance is not a concern for them. No loan limit is set by this company. By using grants or gift funds, rolls closing costs into clients’ respective loans.

Homes which are purchased with such loans can comprise be either multi or single family housing options. The funds from them can be utilized to purchase, renovate, refinance, or relocate. Some other USDA programs include mortgage credit certificate loans, double-wide mobile home loan, and modular home loans. To get approved for their home loans, you need to have a credit score above 620, and for the last 3 years, they have also required that approaching borrowers be free of foreclosure and bankruptcy. The minimum amount of an approvable loan is of $50,000. Borrowers should have their ratio of debt to income at or under 45%. Trustpilot ranked this company 92 out of 348 non-bank finance institutions and awarded it a TrustScore of 9.3 out of 10.

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