Revenue Based Funding

Need Revenue Based financing for your business?

At Fundygo, we'll quickly obtain working capital for your business in return for a percentage of ongoing gross revenue.

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Revenue Based Funding

With this option your business funding payments are tied to monthly revenue, going up for strong-revenue months and down for low-revenue months. So the good news is that you'll never have to write a weighty check during a down month.

Revenue Based funding is a low risk option to gain capital for your business.


Revenue Based Funding with Fundygo

Forge the Path to Profitability

If you’re a fledgling business or in a financial situation in which you can’t risk large investments, a revenue based loan may be ideal for you. With revenue based funding your overall payments will vary to reflect the monthly income you’ve brought in through your business. Every small or established business eventually reaches the point at which they need an extra boost of capital, whether that’s in the form of new equipment, vehicles, real estate, residential real estate, or inventory. Fundygo helps you accrue those assets so you can get your business off the ground and running. Revenue based funding is one of the best avenues to expand your financial portfolio, and with flexible terms and repayment plans you’ll never have to write a weighty check during a down month. This type of loan is one of the best low risk options for gaining capital for your business. In the case that you can’t make your monthly repayments, you still retain ownership and control of your equipment, meaning you don’t have to worry about the lender seizing the equipment as a form of collateral and liquidating the assets.

A revenue based funding solution may be perfect for your small fledgling business, but you may be wondering, am I eligible for such a lenient and flexible repayment plan? The answer is most likely yes. There are many factors that go into whether or not you can qualify for a revenue based loan, but some factors that will affect the viability from a lender’s point of view include your credit score, financial portfolio, business documentation, as well the industry your company falls under and the value of the equipment or product you’re looking to invest your loan in. If you’re looking for more generalized or large-scale funding solutions, you may want to consider other loans types that leverage collateral and a solidified business portfolio for higher value capital approval. For the small business just starting on a smaller scale business plan, revenue based funding is definitely one of your best options.

Rates & Terms

For specific rates on revenue based loans, it’s hard to provide specific numbers as it varies depending on many different factors – not to mention the fact that the percentage will vary from month to month – but on average, the total cost of capital vary from 1.35x to 3x the amount borrowed. Interest rates vary from 18%-30% and repayment terms usually fluctuate from 3%-10%. An extension may be granted past the agreed repayment period if the lender is feeling generous, but under normal circumstances a lender will not exceed the 10 year mark for repayments and won’t extend past that point. That leaves the borrower plenty of time to repay their revenue based loan, and is ideal for businesses owners wanting to retain control of their business as well as businesses that are too small in scope to pique the interests of venture capitalists.

Is a Revenue Based Funding Solution Right for Me?

You may be wondering whether this type of loan is right for you and your business. It’s important to consider all of the options and loan types before you make a major decision that could impact your business for a up to a decade, and that’s why Fundygo is here to help guide you through the process and compare all of your options. Fundygo offers a wide variety of flexible and federally approved loan types, and deciding on whether a revenue based funding solution is correct for you depends on a wide range of variables. If you’re looking for other low risk capital options, an SBA loan may also be a great method of finding liquid capital for your small business. With federal approval and fixed rates, it’s easier to be approved for and has an element of stability to the repayment plan than a line of credit, for example. In addition to a revenue based loan being a nice feather in your cap in a financial portfolio, it has the added benefit of being a great source of liquid capital. Liquid capital can take the form of physical instruments and equipment, or in the form of cash co-owned by both parties, the lender and borrower. Any equipment, inventory, and company investments you make add to your liquid capital and having a fully repaid revenue based loan shows the sustainability and success of your business model which can help you be approved for larger scope loans down the line. With a revenue based loan, the lender and the borrower grow together to create a sustainable system, so your best interest is our best interest as well. By repaying monthly based on the fluctuations in your cash flow, you get the benefit of the cash you need now with the security of a flexible model down the road.

Why is Revenue Based Funding Beneficial

Fast & Easy

Payment Terms Based on Monthly Cashflow

Retain Ownership & Control

Low Risk