Silver Cloud Financial

Silver Cloud Financial, based in Upper Lake, California, is a short term lender. The company is run by a tribe called Habematolel Pomo and is not backed by any federal or state usury laws. Moreover, it assures economic stability to the tribes so that they can educate their children, conserve their land, and preserve the Pomo culture. The company lends money without a license in the state of Washington. The lender rates a B with the Better Business Bureau (BBB). Silver Cloud Financial is basically lenders of consumer loans.

Initially, borrowers can avail loans from $300 to $1000, which may later extend up to $1500. Repayment of loans is through debit cards or by direct ACH transfer (Automated Clearing House) from bank accounts. The company does not impose any prepayment penalty. In order to qualify for a loan, they would check the credit score to verify the given information. The security certificate of Silver Cloud Financial is a 128-bit SSL. About $32 is charged for insufficient funds when their clients fail to make payments. In the category of non-bank finance, Trustpilot has ranked them 80 out of 331, with a TrustScore of 9.3 out in 10.

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