Mountain Summit Financial

Mountain Summit Financial is an online lender that deals in giving out short term loans. It is basically a tribal lending entity entirely operated and owned by Upper Lake Californian tribes of Habematolel Pomo. Long term finances are not generally met by this company, whose financial services are attainable in only some states of the US. Availed loans can be used for medical care for family, repairing cars, and job-related travel expenses. Trustpilot’s assessment of this company in April 2019, gave it a rank of 62 among the 348 non-bank finance institutions listed on the former’s website. Its TrustScore is 9.4 out of 10.

Automatic submission takes place in the jurisdiction of the tribe once a client acquires their financial services. Financial and personal information submitted along with the application is verified, and the applicant’s or credit checked. The loan amount ranges from $300 to $1300 in the initial stages, and can further be extended to $2,500 for subsequent borrowing. In the loan agreement, definite details on fees, payment and complete disclosures of Annual Percentage Rate (APR), are provided. The provision of repayment of loans is not distinctly scheduled, which means they can be paid any time. Pre-penalty fees are not charged by this company.

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