LendingPoint is an online lending platform, which offers loans to people with a credit score of 600 or more. It offers an easy solution to those in need of a personal loan within the range of $2,000 to $25,000. The company provides you a payback period of about 2 to 4 years, with an interest rate from 9.99% to 35.99%. The company takes charge of calculating your interest rates, your repayment scheme, and maximum loan amounts depending on your financial state. After approval, they could deliver loans within a day.

In order to be eligible for the loan, you require a credit score of above 600. Note that you should not have charge-offs and bankruptcies in the last year. Furthermore, they require you to have an annual income of $20,000 or above, as well as a year of constant employment.

All of the operations are carried out online. This includes the submission of documents and receiving funds after approval. They provide an online calculator as well, where you can check the details of your repayment amounts. Note that they charge an origination fee of 0% to 6% based on the loan amount. LendingPoint is preferred for the requirement of small amounts.

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