KwikCash, founded in 2007, is a consumer finance company based in Irvine, California. The company focuses on offering loans to people facing sudden financial need, i.e. it is the personal loans which it offers that this company is centered on. Nevertheless, people who can avail KwikCash’s services comprise individuals who have average credit and stable income. The company lends money to clients directly. The rank of this firm in the category of non-bank finance on Trustpilot is 99 out of 329, and its TrustScore is 9.2 out of 10.

This company offers loan amounts up to $5000. The fixed Annual Percentage Rate (APR) ranges from 79% to 199%. It is through a savings or checking account that the company debits the customer’s monthly loan payments. Applications for services can be placed online by filling out a form, and the prepayment penalty is not applicable while paying off loans. Debt consolidation, home renovation, medical expenses, and weddings are some of the needs intended to be met by personal loans offered by KwikCash. Loans can be availed by customers who have a credit score above 500.

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