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Leasing vs. Financing Heavy Construction Equipment

When getting heavy equipment, one of the most important things you need to decide is whether to get a loan or a lease for it. Lenders offer funds in both forms.

How to Reduce your Home Equity Loan Closing Costs

Closing costs on your home equity loans are low and can range from 2% to 5%. Even these additional costs can sometimes be gotten rid of by shopping around and requesting lenders to make reductions.

The Difference between Trade Working Capital and Total Working Capital

Networking capital refers to the funds which a company can use for its day-to-day operations. Also known as working capital, it can be classified into two different forms, including the two mentioned below.

Two Ways to Use your Cash Flow Loan Funds for Growth

A cash flow loan refers to a kind of debt financing wherein an institution lends funds, usually for working capital, with the expected flows in cash which a borrower generates as collateral.

Tips for Reducing Business Operating Expenses

Managing cash flow is not just about having more inflows, but also about cutting down on your business expenses or reducing your outflows. Here are some tips for reducing these expenses, so that you have more cash on hand.

The Benefits of USDA Loans to Rural Businesses

You may know that there are SBA guaranteed loans. However, did you know that the USDA to guarantees business loans to stimulate the growth of US-based businesses?

Some Drawbacks to Having a Higher-than-Expected Working Capital Ratio

Networking capital is the difference between current assets and liabilities. The current ratio is one that determines whether a company has sufficient financial resources to meet short-term obligations, and is worked out by dividing current assets by short-term liabilities.

Relative Downsides of a Long-Term Business Loan

A long-term loan lender will provide you with a single large amount, which does not consist of smaller payments or amounts.

Reasons Why Peer-to-Peer Lending Is Perfect for Small Businesses

While peer-to-peer lending started with the basic thought of linking individual borrowers with lenders, lately several variations of it have become popular.

Is It Fine for One Company to Have as Low Or High a WCR as Another?

Networking capital, also known as simply working capital, is the amount you get when you subtract current liabilities from current assets.