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  • Working Capital

Does your Business Have Sufficient Working Capital?

When you calculate your business’s working capital and the WC ratio, you are done with the number-crunching part.

Does Net Working Capital Include a Company’s Short-Term Debt?

Because short-term debt is part of the current liabilities of a company, it is also included by default in the process of calculating working capital.

Disadvantages of a Revolving Credit Line

A revolving credit line is a facility that allows you to purchase things you may need even if you do not have the required amount of cash in hand.

Benefits to a Startup from Equipment Leasing

There are many significant advantages which a startup stands to gain from leasing equipment from a lender. The most obvious one, of course, is not having to pay the full cost upfront in cash.

Analyzing the Working Capital of a Company

For the uninitiated, working capital is one of the financial metrics that represents operating liquidity which is available to a company.

An Example of How a Working Capital Loan Benefits a Business

There are some concrete cases of companies taking on working capital loans in order to advance their financial capabilities. Following is one common example.

Alternatives to a Subprime Business Loan

Companies looking to lend money always see an approaching borrower with bad credit as a high credit risk, whether the former happens to be a banking or a non-banking entity.

Why Several Lenders Do Not Prefer Lending to Trucking Businesses?

Several traditional lending companies do not like lending money to trucking businesses due to the seasonality and uncertainty of the business.

Why Do Some Companies Turn to Revenue-Based-Financing Instead of Venture Capitalists?

Business owners who want to keep control over their business often look for sources of capital other than VC.

Which Companies Revenue-Based Financing Is Best for

RBF (Revenue-based financing) is usually used by companies with high gross margin as well as a subscription-based revenue model as expansion capital to scale business operations.